Utilize Your Benefits & Get Your Fast Quote!

Choose Loan Type

Choose State

Please Select State

Your Military Service Earns You Great VA Rates

Utilize Your Benefits & Get Your Fast Quote!

Mortgage Balance

Please Select Mortgage Balance

back

Property Value

Please Select Property Value

back

Current Interest Rate

Please Select Interest Rate

back

Describe your home buying progress.

Please Select Home Buying Progress

back

Purchase Price

Please Select Purchase Price

back

Please Select a Downpayment Option

Can you make a down payment of at least 5%?

back

Credit Estimate

Please Select Credit Grade

back

Property Street Address

Please Enter An Address

Property Zip Code

Please Enter A Valid Zipcode

back

First Name

Enter Your First Name

Last Name

Enter Your Last Name

Enter A Valid Email Address

I would like to receive emails about rate alerts, announcements, and relevant information.

back

Phone Number

Please A Valid Ten-Digit Phone Number

By clicking the button below, you acknowledge, consent, and agree to our terms at the bottom of this page.

We take your privacy seriously. By submitting your contact information you are providing express written consent electronically via E-sign to our Terms of Use and Privacy Policy, and to share your information with up to 5 partners from our Approved Partner Network and for them to contact you (including through automated means; e.g. autodialing, text and pre-recorded messaging) via telephone, mobile device (including SMS and MMS) and/or email, even if your telephone number provided above is currently listed on any state, federal or corporate Do Not Call list and even if your phone company may charge you for the call. You do not need to consent to auto-dialed calls in order to purchase goods or services from the Lenders that reach out to you. As an alternative, you may contact info@militaryvaloan.com. In addition, you agree that we can share your personal data with third parties, such as our mortgage partners, service providers and other affiliates, and that we can use this data for marketing and analytics, and to make your experience easier.

VA Home Loan Benefits

VA home loans remove many of the traditional barriers to homeownership. As an eligible Veteran or active duty service member, you have access to lower upfront and monthly costs and an easier approval process.

Zero down

The VA home loan is one of the only mortgage types that don't require a down payment.

Start Here

Easier credit requirements

You could be approved for a VA home loan even if you have less than perfect credit.

Start Here

Lower rates

VA home loan rates are some of the lowest available.

Start Here

Easy refinancing

The VA streamline refinance does not require verification of income, assets or property value.

Start Here

VA Home Loan Programs

For veterans who want to refinance their homes. Percentage rates are the lowest in decades.

VA Streamline Refinance

For veterans who want to refinance and get additional cash-out of their home.

VA Cash-Out Refinance

For veterans who want to buy a new home. VA loans require No down-payment.

VA Home Purchase Loan

VA Mortgage Rates, Eligibility & Requirements

Are You Eligible for a VA Home Loan?

Your commitment and bravery as a Servicemember or Veteran of the U.S. Armed Forces has earned you incredible home buying benefits. But many with military experience don't realize they are eligible. That's where we can help. We can obtain your Certificate of Eligibility (COE) for you, often within minutes. We can also assist you with getting your DD214. There's nothing to lose by checking your eligibility. Don't let your VA home loan benefit go unused. You've earned it!

You are probably eligible if you've served

90 days on Active Duty
181 days during peacetime
6 years in the National Guard or Reserves

Eligibility is also available for

An unmarried surviving spouse
A spouse of servicemember who is POW/MIA

More About VA Eligibility

VA Loan Advantages

More than 20 million Servicemembers and Veterans have taken advantage of their VA home loan benefit since the program began in 1944. There's a reason. The VA loan is much easier to qualify for compared to other kinds of loans. Buying a home with a VA loan is faster, easier and less expensive than other loan types. Most VA loan applicants are surprised at how easy the process is. Why wait any longer? To learn more, see our Buyer's Guide, or get started on your VA home purchase now.

Lower Payments

No Mortgage Insurance
Low Interest Rates

Easier Qualifying

No down payment
Easier credit requirements
Seller can pay closing costs

More About VA Loan Advantages

VA Streamline Refinance

With the VA streamline refinance, you can drop your interest rate and payment quickly and easily.

VA Streamline

No Income Documentation
No Asset Documentation
No Appraisal
Underwater Homes OK

Get Started Here

VA Cashout Refinance

A VA Cash-out Refinance lets you open a loan for up to 100% of your home's value, and use proceeds for any purpose. You can even refinance a non-VA Loan. Consolidate debt or remodel your home.

VA Cash Out

Tap Into Your Home's Equity
Use Cash for Any Purpose
Loan Amounts up to 100% of your Home's Value

Get Started Here

Why MilitaryVALoan.com?

There are many ways to apply for a VA home loan. Why use us?

We've helped thousands of Servicemembers and Veterans get into the home of their dreams. With our streamlined process, the VA home purchase or refinance process is made simple. But we also give back to the military community. We participate in military job fairs, send care packages to our troops, and help families in need. We are in touch with today's military families. Check out our Giving Back page. You can get a great deal and also feel great about using MilitaryVALoan.com for all your VA home loan needs.

The Choice is Easy

MilitaryVALoan.com Makes the Process Simple
Compare Quotes from up to 4 VA Lenders
Reputable Lending Partners

We give back

Military job fairs
Care packages
Gift donations

Get Started Here

Blog

HELOC Payment Calculator

Know your numbers before you tap your home’s equity. Use our free HELOC payment calculator to estimate what your monthly payments could look like — just enter your credit line, […]

VA Cash-Out Refinance: Is It a Good Idea? | Rates & Guidelines 2026

The VA cash-out refinance program enables veterans and active-duty service members to tap into their home’s equity and, depending on current refinance interest rates, lower the interest rate on their […]

10 Things Borrowers Wish They Knew About VA Loans

Thinking about getting a VA loan? Discover our 10 VA loan tips veterans and service members wish they knew before buying a home.

Current VA Mortgage Rates | June 2026

The average mortgage interest rates changed slightly week over week — 30-year fixed rates went up (6.06% to 6.09%) while 15-year fixed rates rose (5.38% to 5.44%). VA rates are […]

Social

VA Home Loan Benefits

VA Home Loan Programs

VA Mortgage Rates, Eligibility & Requirements

Are You Eligible for a VA Home Loan?

VA Loan Advantages

VA Streamline Refinance

VA Cashout Refinance

Why MilitaryVALoan.com?

Find us on Facebook

Stay up to date with us on X