Advertising Disclosures
Mortgage Rates are Low. Lock in Your Rate Today. Adjustable Rate Mortgage Disclosure current as of December 3, 2024.
Refinance:
30-Year Fixed:
Rates as low as 6.681% (6.729% APR), which is an actual rate available to consumers from at least one member of MilitaryVALoan.com’s lender network as of December 3, 2024.
Rate is based on the following assumptions:
- 30 year fixed VA which is a 30-year loan that has a fixed rate for the entire loan term of 30 years. The loan payments are due each month for 360 months
- $225,000 loan amount, 100% loan-to-value, 740 credit score, property in WA, lock period of 30 days, debt-to-income ratio of 30% or less, escrow account applied (meaning your tax and insurance costs are collected monthly with your mortgage payment).
Payment Example:
| Loan Amount |
Interest Rate
(Fixed for 30 years) |
APR |
Monthly Payments |
| $225,000 |
6.681% |
6.729% |
$1449 |
Payment shown does not include taxes, insurance, or HOA dues. Check these monthly costs on the home you own or will buy and add them to the above payment to determine your total housing payment.
Purchase:
30-Year Fixed:
Rates as low as 6.646% (6.687% APR), which is an actual rate available to consumers from at least one member of MilitaryVALoan.com’s lender network as of December 3, 2024.
Rate is based on the following assumptions:
- 30 year fixed VA which is a 30-year loan that has a fixed rate for the entire loan term of 30 years. The loan payments are due each month for 360 months
- $225,000 loan amount, 100% loan-to-value, 740 credit score, property in WA, lock period of 30 days, debt-to-income ratio of 30% or less, escrow account applied (meaning your tax and insurance costs are collected monthly with your mortgage payment).
Payment Example:
| Loan Amount |
Interest Rate
(Fixed for 30 years) |
APR |
Monthly Payments |
| $225,000 |
6.646% |
6.687% |
$1444 |
Payment shown does not include taxes, insurance, or HOA dues. Check these monthly costs on the home you own or will buy and add them to the above payment to determine your total housing payment.
All VA Loans
- A prepayment penalty does not apply to VA home loans.
- Not available in all states.
- Rates are subject to change daily and throughout the day without notice.
- Neither this website nor its parent company is a lender.
- The rates and payments shown do not factor in all your information. Your specific situation may warrant a higher rate and payment based on credit history, income, and many other factors. Speak to one of our mortgage professionals to get personalized rate and monthly payment quotes.
- Credit may exceed the fair market value of the dwelling. Interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for Federal income tax purposes. The consumer should consult a tax adviser for further information regarding the deductibility of interest and charges.
- By refinancing an existing loan, the total finance charges incurred may be higher over the life of the loan.
Savings estimates
- According to MGIC Rate Finder, average savings calculated on a $250,000 mortgage and is based on elimination of a $198/month PMI premium for 12 years ($2,376 per year) and an interest rate reduction of 0.25% (worth $420/year for 30 years with current available VA interest rates as of 6/21/2019). This equals a total savings of $41,112 compared to conventional loans.
