Tim Lucas
VA Mobile Home Loans | Requirements 2025
Posted on: January 16, 2024
Financing manufactured homes is allowed under VA mortgage guidelines. These are known colloquially as mobile home loans.
Can You Rent Your House if You Have a VA Loan?
Posted on: January 10, 2024
VA loans finance primary residences and not rental properties. So what happens when you get deployed or retire and decide to move? Do you have to sell your VA-financed home […]
VA Construction Loan | Build a Home 2025
Posted on: January 2, 2024
A VA construction loan allows you to buy land and build a primary residence with all the benefits of a VA loan. Though they are a bit unusual — many […]
How To Calculate VA Residual Income | 2025 Charts
Posted on: January 2, 2024
If you plan to buy a home with a VA loan, you’ll want to know about VA residual income and how this calculation can help you. What is VA residual […]
How To Find Out If Your Condo Is VA Approved | 2025
Posted on: January 2, 2024
Can you use a VA loan to buy a condo or townhome unit instead of a single-family home? Simply put, the answer is yes. When the condo is located within […]
What is a VA Entitlement Code? | Guide to VA Entitlement 2025
Posted on: January 1, 2024
What is a VA entitlement code? VA entitlement codes specify when you performed the service that entitles you to the benefits that come with a VA loan. At its most […]
Can You Buy Points on a VA Loan? How to Lower Your Rate
Posted on: June 28, 2023
What are VA loan points, and should I buy them? These are important questions for homebuyers because they affect upfront and long-term borrowing costs. Whether you should buy points depends […]
Qualifying for a Mortgage With Military Income | BAH, BAS, S&I
Posted on: June 28, 2023
Active-duty military personnel receive various types pay above their regular pay during their military career such as allowances and special and incentive (S&I) pay. Your extra pay depends on what […]
5 Tips to Pay Off Your VA Loan Fast
Posted on: November 3, 2022
Homeowners often assume they should make their mortgage payments, and nothing more. But big rewards come from making seemingly small extra payments on a mortgage. Here are strategies to pay […]
Should You Rent or Buy?
Posted on: November 1, 2022
What’s better, renting or buying? If you look at pure numbers, it appears that over the past 5 or 6 years, renters have seen their costs go up while homeowners’ […]