Peter Warden

Peter Warden has been writing for a decade about mortgages, personal finance, credit cards, and insurance. His work has appeared across a wide range of media. He lives in a small town with his partner of 25 years.


Articles by Peter Warden


Current VA Mortgage Rates | December 2024

Current VA Mortgage Rates | December 2024

Posted on: December 19, 2024

According to a weekly survey of 100+ lenders by Freddie Mac, the average mortgage interest rates increased slightly week over week — 30-year fixed rates went up (6.60% to 6.72%) […]


VA Streamline vs VA Cash-out Refinance

VA Streamline vs VA Cash-out Refinance

Posted on: January 8, 2024

In general, Veterans and active-duty servicemembers want to refinance for the following reasons: To get a lower monthly payment To get cash back The VA has two refinance options available, […]


VA Loan Limits 2025 | Loan Cap Eliminated

VA Loan Limits 2025 | Loan Cap Eliminated

Posted on: January 2, 2024

Unlike FHA, USDA and conventional loans, VA mortgages have no loan limits. That’s because the Department of Veterans Affairs, back in 2020, stopped setting maximum loan sizes for the mortgages […]


Close Your Refinance Faster | Tips & VA Guidelines 2025

Close Your Refinance Faster | Tips & VA Guidelines 2025

Posted on: January 2, 2024

How long does it take to refinance a VA loan? According to the ICE June 2021 Origination Report, the average VA refinance loan closed in 60 days. That’s an average, […]


What’s the difference between interest rate and APR?

What’s the difference between interest rate and APR?

Posted on: November 1, 2022

APR vs interest rate: What’s the difference? An interest rate tells you how much interest you’ll pay each year, while an APR captures the full cost of borrowing, including closing […]


Avoid PMI with a VA loan | Save thousands with this benefit

Avoid PMI with a VA loan | Save thousands with this benefit

Posted on: November 1, 2022

Do VA loans have PMI? No, VA loans don’t have private mortgage insurance (PMI) and this benefit alone could reduce your mortgage costs by thousands of dollars. VA loans, which […]


How many times can you use a VA loan?

How many times can you use a VA loan?

Posted on: November 1, 2022

How many times can you use your VA loan benefit? You can use your VA home loan benefit as many times as you want. But, with some rare exceptions, you […]


Buying a Home While on Active Duty

Buying a Home While on Active Duty

Posted on: November 1, 2022

You can certainly buy a home while on active duty. We’ll help you determine whether it’s the right move for you.


First Time Home Buyer Programs for Veterans

First Time Home Buyer Programs for Veterans

Posted on: November 1, 2022

Numerous programs exist to help veterans and service members who are first-time buyers with their closing costs and other expenses.